The answer is simple. Three health care coverages is how you pay. Kyleigh is covered by our primary Blue Cross and Blue Shield, then by Medicaid Waiver, and then by Kentucky Commission for Children with Special Health Care Needs. With all three it means that we don’t pay anything over our monthly premiums for Kyleigh’s care. This is a wonderful stress relief that makes daily life possible. I cannot imagine on top of everything else paying our 20% deductible on all these surgeries and our approximately $300 per month in medical supplies.

Luckily our home health nurse informed us of the Waiver program. It pays the 20% deductible and part of the monthly medical supplies that Kyleigh requires. It covers the home health nurses, the home pumps, and home monitors we have had.

A friend of ours told us about the Kentucky Commission. That pays for the remainder of the monthly medical supplies and any medications. I can’t imagine what the cost of the 120 antibotic syringe injections cost when we had a PICC line at home.

Now that isn’t to say that the process of getting all three was easy. But it definitely was much less stress than squeezing out an extra $500 a month just to pay Kyleigh’s medical bills. Each had their own little speed bumps to get approved. But worth the process.

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